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Square looks like a potential game-changer for very small businesses. Anyone with a US address, social security number, bank account and an iPhone or Android, can now accept credit cards using the Square service. This really opens the door for firms like freelancers and contractors to be in on the act. The transaction costs are low, the set-up fees are non-existent, and the cute square card scanner reader that plugs into the phone, is free. Can’t wait to get mine, if only to be able to accept cards at my next garage sale.

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