Viatical.org

Description

Until recently, Insurance companies have enjoyed a monopoly or more precisely a monopsony on repurchasing your life insurance. If you have a universal or whole life policy, you may have a cash surrender value. That is what the insurance company will give you for your policy, period. If you have no cash value because you have varied your premiums or your adjustable life plan has underperformed expectations, you get nothing when you surrender. Historically, your insurance company has been the only buyer for your unwanted life insurance….

This Website is provided solely for information and valuation referral purposes. Neither the information nor any opinion contained in this Website constitutes a solicitation or offer by Company or its affiliates to buy or sell any securities, life insurance policies or other financial instruments, or to provide any viatical or life settlement or investment advice or service, except for the referral of life insurance policies to life settlement brokers. Although the information provided to you on this Website is obtained or compiled from sources Company believes to be reliable, Company does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. You should not construe any of the material contained in this Website as business, financial, investment, legal, regulatory, tax or accounting advice, and you should not make this Website the primary basis for your decisions regarding your life insurance policy or any contemplated viatical or life settlement decisions.

This Website and the information contained on this Website are not intended for consumers in, or directed into, any state in which such Website or information requires pre-approval by any state insurance commissioner or where Viatial.org ("Company") may, by virtue of its services, be required to be licensed in such state, except as noted below. Company is not licensed, acting or intending to act as an insurance company, an insurance agency, an insurance producer, an insurance broker, an investment advisor, a viatical or life settlement provider, a viatical or life settlement broker, or a viatical or life settlement representative. Company is not an agent, broker, fiduciary or representative of you, any life insurance policy owner, any individual insured under a life insurance policy, any insurance company, any insurance agency, any insurance producer, any insurance broker, any investment advisor, any viatical or life settlement provider, any viatical or life settlement broker, or any viatical or life settlement representative. Company, through this Website, merely wishes to educate consumers and assist them in attaining a value of their life insurance policies.

You purchased your insurance policy to fill a gap should you die prematurely. You probably purchased a life insurance policy to provide an income for your family, to make sure your business survives a death of a key person or to cover anticipated taxes on your estate.

Fact sheet

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