Wagner Insurance

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Click your state on the map to contact an agent in your area. Wagner Insurance is dedicated to helping growers manage their risk. Wagner Insurance can help you maximize your potential with programs issued through the USDA with over 25 years in crop insurance business. Rest assured that Wagner Insurance will be here when you need us. Wagner Insurance can not only get your crops insured, but can provide all your Property and Casualty needs such as barns, homes, equipment, livestock, trucks, greenhouses, cars, and the list goes on. We have programs for almost any AG related insurance need. Now there is no reason to have several different insurance companies. We can handle it all, and you may be surprised how much you might save in doing so. Overview Buying a crop insurance policy is one risk management option. Producers should always carefully consider how a policy will work in conjunction with their other risk management strategies to insure the best possible outcome each crop year. Crop insurance agents and other agri-business specialists in the private and public sectors can assist farmers in developing a good management plan. RMA provides policies for more than 100 crops. (This number would be much higher if every insurance plan available for the crops insured in every county were counted.) RMA is also currently conducting studies to determine the feasibility of insuring many other crops and is conducting pilot programs for some new crop policies in selected states and counties. Federal crop insurance policies typically consist of the Common Crop Insurance Policy, the specific crop provisions, and the policy endorsements and special provisions. See RMA's Summary of Business Reports for information about crop policies available in specific counties and states. The Noninsured Crop Disaster Assistance Program (NAP), managed by USDA's Farm Service Agency, provides financial assistance to producers of noninsurable crops when low yields, loss of inventory, or prevented planting occurs due to natural disasters. Types of Policies Farmers may select from various types of policies. Multiple Peril Crop Insurance (MPCI) policies are available for most insured crops. Other plans may not be available for some insured crops in some areas. In addition, some of the policies listed below are not available nationwide; they are being tested in pilot programs and are only available in selected states and counties. Yield-based (APH) Insurance Coverage Actual Production History (APH) - These policies insure producers against yield losses due to natural causes such as drought, excessive moisture, hail, wind, frost, insects, and disease. The farmer selects the amount of average yield he or she wishes to insure; from 50 to 75 percent (in some areas to 85 percent). The farmer also selects the percent of the predicted price he or she wants to insure; between 55 and 100 percent of the crop price established annually by RMA. If the harvest is less than the yield insured, the farmer is paid an indemnity based on the difference.

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