Wheeler/Frost Associates, Inc.

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San Diego Investment Manager, San Diego, San Diego Financial Planner, San Diego's Financial Planner, financial planner, top financial planner, best financial planner, top financial advisor, financial advisor, best financial advisor, stock options, incentive stock options, nonqualified stock options, executive stock options, employee stock options, cashless exercise, cashless transaction, stock-options, employee stock-options, incentive stock-options,nonqualified stock-options, executive stock-options, Wheeler, Frost, Wheeler Frost, Wheelerfrost, Coming into the 2nd quarter of 2005, we saw an initial rally that turned out to be short-lived as the 3 large indices started a steep decline in mid-April that took us down to levels not seen since early November of 2004. Towards the end of April the markets started a “two-steps-up-one-step-down” pattern that lasted until the end of June when we had a few days of sell-off due to oil prices breaching the psychologically important $60/barrel limit., Coming into the 2nd quarter of 2005, we saw an initial rally that turned out to be short-lived as the 3 large indices started a steep decline in mid-April that took us down to levels not seen since early November of 2004. Towards the end of April the markets started a “two-steps-up-one-step-down” pattern that lasted until the end of June when we had a few days of sell-off due to oil prices breaching the psychologically important $60/barrel limit., Coming into the 2nd quarter of 2005, we saw an initial rally that turned out to be short-lived as the 3 large indices started a steep decline in mid-April that took us down to levels not seen since early November of 2004. Towards the end of April the markets started a “two-steps-up-one-step-down” pattern that lasted until the end of June when we had a few days of sell-off due to oil prices breaching the psychologically important $60/barrel limit.

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