Zinc

Description

As one of the nation's leading private rehab lenders , we specialize in offering a wide variety of REO home loans and REO loan services to meet the needs of our investors. Our loan programs allow investors to borrower money for the purchase and rehab of SFR 1-4 unit's distressed properties. Our loan programs and requirements are posted on our website for easy reference.

Enrollment - If you choose to enroll for one of our products or services, we will request certain information from you. Depending on the type of product or service that you request, you may be asked to provide different personal information. For certain products and services, we may require your name, address, telephone number, e-mail address, credit card number, bank account information, IP address, and/or social security number. Other products and services may require different or supplemental information from you in order to apply. For a detailed listing of the type of personal information requested for our various products, please refer to the enrollment page for the particular product or service.

E-mail Request for Information or Registrations - We use links throughout our site to provide you with the opportunity to contact us via e-mail to ask questions, request information and materials, register or sign up for services, or provide comments and suggestions. You may also be offered the opportunity to have one of our representatives contact you personally to provide additional information about our products or services. To do so, we may request additional personal information from you, such as your name and telephone number, to help us satisfy your request.

Hard money lenders are required to follow the same licensing requirements and usury laws that banks and traditional lending institutions adhere to. However, Hard money lenders get their money from private individuals and therefore are not subject to the strict underwriting requirements that banks, credit unions and other conventional lenders are subject to. Specific criteria for hard money lending varies by state, and there may be individual loan limits imposed by certain states that may affect how many rehab loans you can qualify for from the same lender. For this reason, it is important to find out whether the lender you choose is legally able to operate in your state. At ZINC Financial, for example, we specialize in private hard money lending in California and Arizona.

ZINC Financial, Inc. is a leading Investment Rehab Lender. If you're looking for a rehab loan, you have come to the right place. We specialize in hard money rehab loans , and we help investors leverage their capital to acquire and rehab properties for investment purposes. We are a direct lender, so fast decisions are made right here. We understand that our investors can't wait for conventional financing and must close their rehab loan quickly. This provides for expedited property turn a rounds allowing our investors to realize faster profits. ZINC requires that all investors contribute cash to the deal to align their interest with ZINC's. This provides for a mutually beneficial and profitable relationship. A rehab Home loan from ZINC is designed for properties that can not qualify for a traditional mortgage loan based on the current distressed condition of the property. ZINC's Investor rehab loans are designed to be closed in a matter of days, affording investors the opportunity to close their deal fast.

Products & services

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