1stQuote

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We've been providing low cost term life insurance for over 40 years. In 1995, we were one of the first to provide quotes online. And now we are one of the only sites providing the entire application process online!

Every month 1stQuote compiles a list of the top 10 term life insurance companies chosen by our customers during the prior month.

1stQuote is an independent, internet based term life insurance company headquartered in Houston, Texas. Since 1995, we have delivered over 3 Million term life insurance quotes and provided more than $27 Billion in life insurance coverage for our customers. This blog, written by Frank Mease, Ph.D., the CEO of 1stQuote.com, provides valuable information and guidance from Frank's 41+ years experience in the life insurance industry.

Pricing is based on age and although your financial needs may be lower at a younger age, the rates are also substantially cheaper the younger you are. The goal is to protect your primary assets (like your salary and house) so that if something were to happen to you, your beneficiaries would be able to meet their financial needs. The best approach is to review protection needs often and lock in as much protection as may be needed while your health is good and prices are low.

We provide this list to help shoppers researching the term life insurance marketplace for their present and future needs. This list can help in determining the life insurance companies that have been the most competitive (underwriting, prices and ratings) over the past 30 days.

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