Fickewirth & Associates

Description

Open enrollment is much more than the annual event where plan participants make their various benefit selections. This is when your company gets to tell its story. One of Fickewirth's most important responsibilities is to ensure your company's story is comprehensive and told to plan participants with meaningful precision. A pivotal component of benefits tranquility is confidence that the benefits are being understood and appreciated by your employees.

Fickewirth Benefits Advisors is a groundbreaking firm specializing in the long-term health and well-being of companies and their workforces. We are knowledgeable and innovative benefit consultants who focus on your entire employee benefits program as well as human resource practices to ensure you have the best processes and procedures in place to operate a successful organization. The Fickewirth difference is that we become partners with you in order to reach your desired results.

As sponsors of benefits plans, we want to live in a world free from uncertainty. A world where we provide superior benefits with costs under our control. A world where we receive all the relevant fi nancial information we need, allowing us to make intelligent, informed decisions. A world where there are no mysteries to the entire renewal process, where new regulations and compliance concerns—including Health Care Reform never come "out of the blue." To put it simply, a world where we control our own benefit plans, not where they – or our insurers – control us.

The world we all want to live in is where the benefits and programs we provide are tailor-made for the participants. In this world, the programs should not become so financially burdensome as to threaten the very paychecks which sustain the participants.

When a capital asset is held by an individual for more than 12 months, it is eligible to be considered a long-term gain and taxed at a lower rate, the federal long-term capital gains tax rate. However, if the capital asset is property held by a taxpayer who makes an effort to develop and sell the property to customers as the primary, or as a substantial basis for his living, then gains realized on the sale of the property are considered subject to the higher ordinary income tax rates.

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